September 7, 2010
Club Savings Minimize

*Christmas Club Shares
  4% Dividend Rate
4.04% APY

 

**Vacation Club Shares
   4% Dividend Rate
4.04% APY

*Christmas Clubs run from October 1st thru September 30th. Dividends are paid on September 30th. The minimum balance to open a Christmas Club Account is $5.00. The minimum balance to earn the APY is $5.00.

**Vacation Clubs run from May 1st thru April 30th. Dividends are paid on April 30th. The minimum balance to open a Vacation Club Account is $5.00. The minimum balance to earn the APY is $5.00.

***Members must have a Regular/Savings Share account with a minimum balance of $5.00 to open a Christmas Club or Vacation Club Share Account. Each account must have a minimum balance of $5.00.

All dividends are declared by the Board of Directors. Members may start a Christmas or Vacation Club at any time. Once started, the clubs will automatically renew themselves unless the Credit Union is notified.

You can make changes to your automatic withdrawals for your clubs at anytime, without penalty.

 

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Payment Calculator Minimize

Click here to calculate your approximate monthly loan payment. All calculations are estimates and actual amounts may very. Please contact the Credit Union for exact amounts.

 

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  Rates      

 

**Rates are effective as of 03/13/07 and may change without notice as conditions warrant

**APR= Annual Percentage Rate    APY=Annual Percentage Yield
Loan Rates Minimize

*We have reduced interest rates for new and used car, motorcycle, and motorhome loans. The new interest rates are as follows.

YEAR RATE MONTHS
2007 5% APR Up to 72 Months
2006 - 2002 7% APR Up to 60 Months
2001 - Listed NADA 12% APR Up to 48 Months

** We also offer personal loans up to $5,000/Secured and $3,000/Unsecured at the rate of 12% APR.

For more information on our loan policies, click here!

*Certain restrictions will apply.
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Loan Application Minimize

For your convienence you can now download a loan application and print it right from the web. 
Click Here for an application
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HELPFUL LINKS Minimize
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Fees and Disclosures Minimize

Deposit Account Fees
NSF $25.00
Stop Payment $10.00

 
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Regular Share Accounts Minimize
    0     -  2,000 .50%   APY
  2,001 -  5,000 .75%   APY
  5,001 - 10,000 1.0%   APY
     over 10, 000 1.25% APY

Dividends are paid on share balances twice a year. Dividends are declared by the Board of Directors. Dividends are paid on January 1st and July 1st. Minimun balance to open a Regular Share Account is $5.00.
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Petrowax Federal Credit Union

P.O. Box 307 • 65 Route 446 •  Smethport, PA 16749 • (814) 887-9244

 

             

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